Every RUG Index appraisal is conducted by a RICA-certified appraiser and issued as a signed PDF. Accepted for insurance, estate, donation, and legal use.
We will do our best to schedule your inspection on your preferred date. An appraiser will confirm within 1 business day.
We respond within 1 business day to confirm details and assign an appraiser.
Most appraisals are completed within 3–5 business days. Estate and legal priority available with 24–48 hour turnaround.
Free dealer estimates are biased — the dealer wants to buy your rug, sell you another, or both. Online tools have no methodology, no liability, and no signature behind the number. Insurers, courts, and the IRS only accept written reports from a qualified, certified appraiser working to a published standard.
| Dealer Estimate | Online Tool | RICA Appraisal | |
|---|---|---|---|
| Accepted by insurance carriers | ✗ | ✗ | ✓ |
| USPAP compliant | ✗ | ✗ | ✓ |
| Accepted by IRS (Form 8283) | ✗ | ✗ | ✓ (Estate tier) |
| Court-admissible | ✗ | ✗ | ✓ (Estate tier) |
| Certified, accountable appraiser | ✗ | ✗ | ✓ |
| Written, signed report | Sometimes | ✗ | ✓ |
| Price | "Free" (biased) | Free (estimate) | From $75 |