Rug Insurance Claims

File Your Rug Insurance Claim
With Confidence

RUG Index damage assessments and repair estimates — professional documentation formatted to meet requirements commonly requested by U.S. insurance carriers. Acceptance is subject to individual carrier requirements and policy terms.

Submit a Damage Claim →
1

Submit photos and details

Upload damage photos and a short description of what happened. Takes 5 minutes.

2

RICA-certified review

A credentialed appraiser reviews your claim and documents the damage to USPAP standards.

3

Receive your package

Professional documentation delivered to you in 3-5 business days, ready for your adjuster.

Damage Assessment
$75
3-5 business day turnaround
Best for: small claims and damage documentation.
Recommended
Complete Insurance Package
$225
3-5 business day turnaround
Best for: complete claim documentation, high-value rugs, total-loss claims.
Repair Estimate
$125
3-5 business day turnaround
Best for: repair claims where repair cost is the issue.
USPAP Compliant Formatted for U.S. carrier requirements RICA-certified appraisers 3-5 day turnaround Signed by credentialed appraiser
Step 1 of 2 — Claim Details

Tell us about your damaged rug

Existing appraisal (optional)

Already have a RUG Index appraisal for this rug? Look it up to pre-fill the form and connect this claim to your established record.

Selected service tier
Complete Insurance Package — $225
Your information
Insurance information (optional)
Rug information
Damage information
Damage photos (minimum 2)

Upload up to 10 photos. Suggested: top surface, back/reverse, close-ups of damage, full rug view.

Drag photos here, or click to browse

JPG, PNG · up to 10 photos