A certified rug appraisal from The RUG Index costs $75 to $250 depending on the report type. This guide explains what each level includes and when you need a more comprehensive report.
RUG Index Pricing
Three report types
Standard — Most common
$75
Physical inspection · Five-pillar assessment · Four certified value outputs (resale, insurance, retail, auction) · PDF report in 3–5 business days · Accepted by all major insurance carriers
Best for: Insurance coverage verification, pre-sale estimates, estate inventories
Comprehensive — For high-value rugs
$125
Everything in Standard · Comparable sales analysis from the RUG Index sold-price database · Detailed provenance assessment · Priority 1–2 day delivery · Suitable for insurance disputes and high-value coverage
Best for: Rugs valued over $5,000, insurance disputes, pre-auction documentation
Estate / Legal
$250
Everything in Comprehensive · Court-admissible format · IRS Form 8283 qualified for charitable donations · Expert witness availability · Same-day emergency appointments available in Chicago
Best for: Estate settlement, divorce proceedings, charitable donation, IRS compliance
FAQ
Questions about rug appraisal pricing
A certified appraisal is a professional service that produces a legally defensible document. The appraiser physically examines the rug, measures it, assesses condition, researches comparable sales, and produces a signed report that meets USPAP standards. If you just want a general sense of value without legal weight, use our free online valuation tool — no cost, no account required.
Yes. The Standard $75 appraisal is accepted by all major insurance carriers for coverage verification and claims purposes. It is signed by a RICA-certified appraiser and includes USPAP compliance statements. For high-value insurance claims or disputes over $25,000, we recommend the Comprehensive report.
Per rug. Each rug receives its own report. If you have multiple rugs to appraise at the same location, contact us — we offer reduced rates for collections of 5 or more pieces.
Traditional rug appraisers typically charge $150–$400 per rug for a similar report. The RUG Index is able to offer lower prices because our standardized methodology reduces the time required per appraisal, and because our appraisers use the RUG Index formula rather than purely subjective assessment.
Industry Comparison
How our pricing compares
Traditional rug appraisers typically charge $150–$400 per rug and may have a minimum visit fee on top. The RUG Index is able to offer lower prices because our standardized five-pillar methodology reduces the research time per appraisal and produces a consistent, reproducible result. The report quality is the same — USPAP-compliant, signed, with four certified value outputs — at roughly half the market rate.
Report type
Industry average
The RUG Index
Standard insurance appraisal
$150–$200
$75
Comprehensive with comparables
$200–$350
$125
Estate / legal / IRS-qualified
$300–$500
$250
Industry averages are estimates based on market rates as of 2025. Individual appraisers vary widely.
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