A homeowner claims $12,000 for a Persian rug. The adjuster has no verified reference. They guess. They overpay, or they underpay and face disputes.
Before RUG Index
Adjuster prices based on retail catalog or pure judgment. Average claim overpayment estimated at 35–60% for high-value rugs.
With RUG Index API
Adjuster queries API with rug type, size, condition, and age. Receives verified resale value based on actual sold transactions. Defensible, consistent, documentable.
API Integration
One API call. Verified value.
// POST /api/v1/valuation
{
"type": "persian_workshop",
"size_sqft": 80,
"material": "wool",
"condition": "B",
"age_years": 45
}
// Response 200 OK · 142ms
{
"resale_low": 3840,
"resale_mid": 4800,
"resale_high": 5760,
"insurance_value": 12480,
"confidence": "high",
"data_points": 847
}