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Insurance Claims

Rug Insurance Claims & Damage Assessment

Professional damage documentation for insurance carriers — from RICA-certified appraisers.

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What We Do
Damage Assessment Report
Documents the type, extent, and cause of damage to your rug in detail suitable for carrier review.
Repair Cost Estimate
Line-item repair costs, formatted for carrier review alongside your damage assessment.
Complete Insurance Package
Full appraisal, damage report, and repair estimate combined into one document.
How It Works
1
Submit your claim details and photos online
2
A RICA-certified appraiser reviews your rug
3
Receive your documentation within 3-5 business days
4
Submit to your carrier with confidence

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Documentation is formatted to meet requirements commonly requested by U.S. insurance carriers. Acceptance is subject to each carrier's individual requirements and policy terms and is not guaranteed by The RUG Index.